2025 401k Catch Up Contribution Limit Over 60. In 2025, you can contribute up to $23,500 to your 401 (k) at work, or up to $31,000 if you’re 50 or older. Big changes are coming for 401 (k) retirement plan contributions in 2025 and 2026.

The irs announced that 401k elective contributions will increase by $500 to $23,500 for 2025; The ira contribution limits will remain the same in 2025;